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This article contains the ideas and opinions of the author. While utmost care have been made to provide the most accurate and updated information, no guarantee is given regarding the reliability, accuracy or completeness of the information provided herein. The articles provided are used with the understanding that the author is not engaged in rendering legal, accounting, investment or professional services.The author disclaim any responsibility for any liability, loss or risk, personal or otherwise, incurred as a result either directly or indirectly from the use of any ideas, strategies or techniques used in this article. No recommendation is given to buy or to sell any securities, businesses or investment discussed herein. For professional investment advice, please refer your stockbroker or registered investment advisers.

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